Consumer credit 101- What You Absolutely Need to Know
There are plenty of free credit reports offers on the Internet these days. Credit report is basically your financial resume, so make sure it is correct and protected from hackers or being theft. Your credit rating is what opens and closes these...
Credit Card Offers
The vast majority of credit card offers you receive are fair and ethical. But there are two things to look out for that some credit card companies have been known to pull on unwary customers. These tactics are perfectly legal, so your only...
Dangers of credit cards
Credit cards can be very advantageous to the smart consumer who uses them wisely by giving you credit to buy what you need without having the needed up-front cash, and letting you make payments over time. But if you are not mindful of the terms of...
Get a credit card with a low interest rate
Before you choose a credit card it would be wise to first find
out the interest rates offered by all the credit card companies
and banks. While you compare credit card companies and banks,
take note of the ones with low interest rates and offer...
How To Improve Your Credit Score - Even If You Are Not A Financial Expert!
If you have less than perfect credit, and you've ever tried getting a loan or credit card, then you know just how much poor credit can cost you.
So, the next step to getting yourself completely out of debt is learning how to clean up your credit...
Compare credit cards after reading this
Capital One and Chase are two big-time credit lenders. These companies offer a multitude of different cards, and in this article we will compare credit cards between the two companies and see where their rates vary. Since most all credit cards are different, we compared the two banks' platinum cards, to see how they stacked up to each other.
The Chase Platinum has no annual fee. You get a 0% introductory APR for up to 12 months. In addition, you save 5% automatically with "Chase Retailer Rewards", a feature used when you go shopping at retail stores. You also are entitled to "Chase Ultimate Rewards", where members can earn points towards gift certificates, merchandise, and much more. The Capital One platinum, on the other hand, has a fixed APR of 8.9%. Its perks include no balance transfer fees, and no annual fee. It comes with a credit limit of up to $20,000.
So, basically, when you compare credit cards, if you are the
type of person who would rather have lower cut-and-dry numbers, the Capital One Platinum would be the card for you. However, if you enjoyed the perks of being able to discount purchases at various places and receive cash back bonuses, the Chase Platinum would be the right card for you.
Remember though; always look around for the best possible deal. Be sure to get the best interest rates you can get. You will be surprised what you can end up with a little research before hand. The better your credit rating is the more choice you will generally have. If you want a card to improve your rating, be sure to pay some or all of the balance before the due date. Keep doing this monthly and you will be on your way to a much better credit rating. About the Author